Overview

• Currenxie is a Hong Kong–based financial technology company licensed as an Electronic Money Institution (EMI), with regulatory authorizations in Ireland, Australia, Canada, and South Africa.

  Currenxie exclusively serves business clients—including e-commerce merchants, SMEs, large enterprises, marketplaces, and platform-based businesses. Personal and sole trader accounts are not supported.

  Through its Global Account platform, Currenxie provides access to virtual local bank accounts in 40+ countries, enabling seamless cross-border payments to and from over 120 countries worldwide.

Services Offered

• Account Types: Business Accounts only (no personal accounts)
  

  Currencies Supported: Hold and manage 15–18 currencies including USD, EUR, GBP, HKD, JPY, AUD, CAD, SGD, CHF, NZD, CNY (CNH), DKK, NOK, SEK, IDR, etc.
  

  Banking Services:

  • Multi‑currency global account with local virtual bank details (IBAN/SWIFT/routing) in 30+ countries
    
  • Real‑time mid‑market foreign exchange, with transparent fees (0.1–0.6%)
    
  • Local and international payments:
    • Receive local payments in ~10 currencies (USD, EUR, GBP, HKD, JPY, AUD, CAD, MXN…)
      
    • Send local payments to ~14 countries; SWIFT transfers to 100+ countries
  • Visa business cards (physical + virtual) – one card per account, free, with ~1% cashback
    
  • Online & mobile dashboard, with team access and role permissions
  • API access for mass payments, account automation, FX and card issuing
    
  • Integrations with Xero, Shopify, Amazon, PayPal, Stripe, Klarna, Adyen, etc

Required Documentation for Bank Account Opening

1. Business Registration Certificate / Certificate of Incorporation
   
2. Director’s government‑issued ID/passport + proof of address
   
3. ID/passport and proof of address for each UBO owning >25%
   

They may request further documents (e.g., transactional history, business plan) depending on your profile.

Account Opening Summary

1. Online application via Currenxie website or app
   
2. Upload documents based on the above list
3. KYC/compliance review by compliance team
4. Approval & issuance of virtual accounts and card
5. Account activation upon completion
6. Initial funding & usage — deposit and begin transacting

Account Opening Summary